Staff with Living Pension sign

SOSE commits to a Living Pension alongside fair pay and secure working hours 

We have achieved Living Pension accreditation to add to our existing Living Wage and Living Hours accreditations.

These accreditations ensure security and stability for our staff now and in the future.  

By adopting the Living Pension standard, we are setting a higher benchmark for pension contributions, ensuring employees can meet their basic needs in retirement.  

Living Pension accreditation

The Living Pension scheme offers a practical solution for employers to help workers build sufficient retirement savings.  

Currently, four in five UK workers – around 16milliopeople – saving into Defined Contribution schemes are not saving enough to cover basic living costs in retirement.  

Among low-paid workers, the situation is even worse, with only 1 in 20 saving enough to cover basic living costs later in life.  

Living Pension Employers with Defined Contribution schemes commit to a voluntary savings target, either:  

  • Cash target: £3,150 annually (with employer contributing at least £1,840)  

  • Percentage target: 12% of salary (with employer contributing a minimum of 7%)  

In May 2025, the Living Wage Foundation launched the Defined Benefit strand of Living Pension and we are accredited against this standard.   

SOSE’s additional commitments

Under our Living Wage commitment, everyone employed here receives a real Living Wage which is currently higher than the UK Government’s statutory minimum, while Living Hours commitment means staff at are guaranteed secure working hours.

We also won the ‘Outstanding Leadership’ award at last year’s Scottish Living Wage Awards, recognising the organisation’s ongoing work to champion Fair Work across the South of Scotland and drive positive change for workers and employers.  

Jane Morrison-Ross, SOSE’s Chief Executive added:

“Advocating for Fair Work is one of our priorities and achieving the Living Pensions Accreditation is another important step in our goal to lead by example and support an economy built on sustainable jobs, skills and progression.   

“Fair Work is the right thing to do for people and essential for building a stronger, more resilient South of Scotland economy.

"When employers invest in their employees, it boosts productivity, strengthens communities and helps attract the talent and investment our region needs to grow 

“We’re proud to champion employers who put their people at the heart of their success - and we will keep working with partners to make the South of Scotland a region where fair work is the way we work.”   

Seonaid Mann, SOSE’s Equality and Fair Work Lead, said:  

“A Living Pension is about long-term financial security as well as fair pay. It means colleagues can be confident that today’s work is building tomorrow’s stability for both them and their families.  

“Alongside our Real Living Wage and Living Hours accreditations, this recognition shows SOSE is putting Fair Work into practice - and we hope more employers across the South of Scotland will join us as we work together to build a coherent model for fair, secure and sustainable employment for all.” 

Lynn Anderson, Living Wage Scotland Manager added:  

“We are delighted that SOSE has now achieved Living Wage, Living Hours and Living Pension accreditations. 

"They join a significant and growing movement of employers across Scotland who aim to protect workers against low wages and insecure work.  

“Employers recognise that security and stability can help create a happier, healthier and more motivated workforce and we hope to see many more employers join SOSE in going further than the minimum.”